{"id":1935,"date":"2026-08-28T18:39:50","date_gmt":"2026-08-28T09:39:50","guid":{"rendered":"https:\/\/clepaper.co.kr\/?p=1935"},"modified":"2026-08-28T18:39:50","modified_gmt":"2026-08-28T09:39:50","slug":"%ec%a3%bc%eb%8b%b4%eb%8c%80-%ec%97%b0-8-%ed%98%84%ec%8b%a4%ed%99%94-%ec%98%81%eb%81%8c%c2%b7%eb%b9%9a%ed%88%ac%ec%a1%b1-%ec%95%84%ec%9a%b0%ec%84%b1","status":"publish","type":"post","link":"https:\/\/clepaper.co.kr\/?p=1935","title":{"rendered":"\uc8fc\ub2f4\ub300 \uc5f0 8% \ud604\uc2e4\ud654\u2026 \uc601\ub04c\u00b7\ube5a\ud22c\uc871 \uc544\uc6b0\uc131"},"content":{"rendered":"<p data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">\ud55c\uad6d\uc740\ud589\uc758 \ubc31\ud22c\ubc31 \uae08\ub9ac \uc778\uc0c1\uc73c\ub85c \uae30\uc900\uae08\ub9ac 3% \uc2dc\ub300\uac00 \ubcf8\uaca9\ud654\ud558\uba74\uc11c \ub300\ucd9c \ucc28\uc8fc\ub4e4\uc758 \uc774\uc790 \ubd80\ub2f4\ub3c4 \uc99d\ud3ed\ub420 \uc804\ub9dd\uc774\ub2e4. \uc774\ubbf8 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac \uc0c1\ub2e8\uc774 \uc5f0 7%\ub97c \ub118\uc5b4\uc120 \uac00\uc6b4\ub370 \uc2dc\uc7a5\uae08\ub9ac\uae4c\uc9c0 \uc624\ub97c \uacbd\uc6b0 \uc5f0 8%\ub300 \uae08\ub9ac \uc801\uc6a9\uc774 \ud604\uc2e4\ud654\ud560 \uc218 \uc788\ub2e4\ub294 \uad00\uce21\ub3c4 \ub098\uc628\ub2e4. \uc2e0\uc6a9\ub300\ucd9c \ub4f1 \ub2e4\ub978 \uac00\uacc4\ub300\ucd9c\uc758 \uc5f0\uc1c4 \uae08\ub9ac \uc0c1\uc2b9\ub3c4 \ubd88\uac00\ud53c\ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n<p data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">27\uc77c 5\ub300 \uc740\ud589(KB\uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac\u00b7NH\ub18d\ud611)\uc5d0 \ub530\ub974\uba74 \uc774\ub0a0 \uae30\uc900 5\ub144 \uace0\uc815\ud615 \uc8fc\ub2f4\ub300 \uae08\ub9ac\ub294 \uc5f0 4.72~7.17% \uc218\uc900\uc774\ub2e4. \uc8fc\ub2f4\ub300 \uae08\ub9ac \uc0c1\ub2e8\uc740 \uc9c0\ub09c\ub2ec 7.50%\uae4c\uc9c0 \uce58\uc19f\uc740 \ub4a4 \uc774\ub2ec \ub4e4\uc5b4\uc11c\ub3c4 7%\ub300\ub97c \uc720\uc9c0\ud558\uace0 \uc788\ub2e4.<\/p>\n<p data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">\uace0\uc815\ud615 \uc8fc\ub2f4\ub300 \uae08\ub9ac\uc758 \uae30\uc900\uc774 \ub418\ub294 \uc740\ud589\ucc44 \uae08\ub9ac\uac00 \uc624\ub974\uace0 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \uae08\uc735\ud22c\uc790\ud611\ud68c\uc5d0 \ub530\ub974\uba74 \uc740\ud589\ucc44 5\ub144\ubb3c(\ubb34\ubcf4\uc99d\u00b7AAA) \uae08\ub9ac\ub294 \uc9c0\ub09c 26\uc77c \uc5f0 4.359%\ub97c \uae30\ub85d\ud588\ub2e4. \uc9c0\ub09c\ub2ec 4.4%\ub300\uc5d0\uc11c \uc774\ub2ec \ucd08 4.2%\ub300\ub85c \ub0b4\ub824\uc654\uc9c0\ub9cc \ucd5c\uadfc \ub2e4\uc2dc \ubc18\ub4f1\ud588\ub2e4. \ud55c\uad6d\uc740\ud589\uc774 \ucd94\uac00 \uae34\ucd95 \uac00\ub2a5\uc131\uc744 \uc5f4\uc5b4\ub454 \ub9cc\ud07c \uc8fc\ub2f4\ub300 \uae08\ub9ac\ub294 \ud55c\ub3d9\uc548 \uc624\ub984\uc138\uac00 \uc774\uc5b4\uc9c8 \uc804\ub9dd\uc774\ub2e4.<\/p>\n<p class=\"continue-read-break\" data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">\ubcc0\ub3d9\ud615 \ucc28\uc8fc\ub4e4\uc758 \ubd80\ub2f4\uc740 \ub354 \ube60\ub974\uac8c \ucee4\uc9c8 \uc218 \uc788\ub2e4. \uc9c0\ub09c\ub2ec \uc2e0\uaddc \ucde8\uae09 \uc8fc\ub2f4\ub300 \uac00\uc6b4\ub370 \ubcc0\ub3d9\uae08\ub9ac \ube44\uc911\uc740 68.1%\ub85c \uc57d 12\ub144 \ub9cc\uc5d0 \uac00\uc7a5 \ub192\uc558\ub2e4. \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \uae08\ub9ac\ub97c \ucc3e\uc544 \ubcc0\ub3d9\ud615\uc5d0 \ubab0\ub838\uc9c0\ub9cc \ud5a5\ud6c4 \uae08\ub9ac \uc7ac\uc0b0\uc815 \ub54c \uc0c1\uc2b9\ubd84\uc744 \uadf8\ub300\ub85c \ub5a0\uc548\uc744 \uc218 \uc788\ub2e4. \ubcc0\ub3d9\ud615 \uc8fc\ub2f4\ub300\uc758 \uae30\uc900\uc774 \ub418\ub294 \ucf54\ud53d\uc2a4(COFIX)\ub3c4 \uc624\ub984\uc138\ub2e4. \uc9c0\ub09c\ub2ec \uc2e0\uaddc \ucde8\uae09\uc561 \uae30\uc900 \ucf54\ud53d\uc2a4\ub294 3.18%\ub85c \uc804\uc6d4\ubcf4\ub2e4 0.13% \ud3ec\uc778\ud2b8 \uc0c1\uc2b9\ud588\ub2e4. \uae30\uc900\uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc608\uc801\uae08\uacfc \uc740\ud589\ucc44 \ub4f1 \uc740\ud589\uc758 \uc870\ub2ec\ube44\uc6a9\uc774 \ucee4\uc9c0\uba74 \uc77c\uc815\ud55c \uc2dc\ucc28\ub97c \ub450\uace0 \ub300\ucd9c\uae08\ub9ac\uc5d0\ub3c4 \ubc18\uc601\ub41c\ub2e4.<\/p>\n<p data-t=\"{&quot;n&quot;:&quot;blueLinks&quot;,&quot;t&quot;:13,&quot;a&quot;:&quot;click&quot;,&quot;b&quot;:76}\">\uc2e0\uc6a9\ub300\ucd9c \ucc28\uc8fc\uc758 \ubd80\ub2f4\ub3c4 \ub298\uc5b4\ub0a0 \uc804\ub9dd\uc774\ub2e4. \ud55c\uc740\uc5d0 \ub530\ub974\uba74 \ub300\ucd9c\uae08\ub9ac\uac00 0.25% \ud3ec\uc778\ud2b8 \uc624\ub97c \uacbd\uc6b0 \uc8fc\ud0dd \uad00\ub828 \ub300\ucd9c \ucc28\uc8fc\uc758 \uc5f0\uac04 \uc774\uc790 \ubd80\ub2f4\uc740 \uc57d 1\uc8708000\uc5b5\uc6d0, \uc2e0\uc6a9\ub300\ucd9c \ub4f1\uc744 \ud3ec\ud568\ud55c \uae30\ud0c0\ub300\ucd9c\uc740 \uc57d 1\uc8705000\uc5b5\uc6d0 \uc99d\uac00\ud55c\ub2e4. 5\uc5b5\uc6d0\uc744 \ube4c\ub9b0 \ucc28\uc8fc\ub77c\uba74 \uc5f0\uac04 \uc774\uc790\uac00 \ub2e8\uc21c \uacc4\uc0b0\uc73c\ub85c 125\ub9cc\uc6d0 \ub298\uc5b4\ub098\ub294 \uc148\uc774\ub2e4. \uc800\uae08\ub9ac \uc2dc\uae30 \uc5f0 2~3%\ub300\uc758 5\ub144 \uc8fc\uae30\ud615 \uc8fc\ub2f4\ub300\ub97c \ubc1b\uc740 \ucc28\uc8fc\ub4e4\ub3c4 \uae08\ub9ac \uc7ac\uc0b0\uc815 \uc2dc\uc810\uc5d0\ub294 \ud604\uc7ac\uc758 \ub192\uc740 \uc2dc\uc7a5\uae08\ub9ac\ub97c \uc801\uc6a9\ubc1b\uc744 \uc218 \uc788\ub2e4. \ub2e4\uc911 \ucc44\ubb34\uc790\ub098 \uc790\uc601\uc5c5\uc790 \ub4f1 \ucde8\uc57d \ucc28\uc8fc\uc758 \ubd80\ub2f4\ub3c4 \ucee4\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\ub2e4.<\/p>\n<div class=\"article-image-slot image-slot-placeholder\" data-doc-id=\"cms\/api\/amp\/image\/AA2b3ezT\">\n<div class=\"article-image-slot\">\n<div class=\"article-image-container polished\" data-t=\"{&quot;n&quot;:&quot;OpenModal&quot;,&quot;t&quot;:13,&quot;b&quot;:8,&quot;c.i&quot;:&quot;AA2b3VcW&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;finance&quot;,&quot;c.c&quot;:&quot;general&quot;,&quot;c.b&quot;:&quot;\uad6d\ubbfc\uc77c\ubcf4&quot;,&quot;c.bi&quot;:&quot;AA2e0C&quot;,&quot;c.tv&quot;:&quot;finance&quot;,&quot;c.tc&quot;:&quot;general&quot;,&quot;c.hl&quot;:&quot;\uc8fc\ub2f4\ub300 \uc5f0 8% \ud604\uc2e4\ud654\u2026 \uc601\ub04c\u00b7\ube5a\ud22c\uc871 \uc544\uc6b0\uc131&quot;}\" data-test-id=\"AA2b3ezT\">\ucd5c\uadfc \uc815\ubd80\uc758 \uac00\uacc4\ub300\ucd9c \uc5b5\uc81c \uae30\uc870\uae4c\uc9c0 \ub9de\ubb3c\ub9ac\uba74\uc11c \ud5a5\ud6c4 \uc740\ud589\ub4e4\uc774 \uac00\uc0b0\uae08\ub9ac\ub97c \ub192\uac8c \uc720\uc9c0\ud558\uac70\ub098 \uc6b0\ub300 \uae08\ub9ac\ub97c \ucd95\uc18c\ud560 \uac00\ub2a5\uc131\ub3c4 \uc788\ub2e4. \uc740\ud589\uad8c \uad00\uacc4\uc790\ub294 \u201c\uc2dc\uc7a5\uae08\ub9ac\uac00 \uc62c\ub77c\uac00\ub294 \ud55c\ud3b8 \uc740\ud589\ub3c4 \ub300\ucd9c \ucde8\uae09\uc744 \ubcf4\uc218\uc801\uc73c\ub85c \uc6b4\uc601\ud558\uace0 \uc788\uc5b4 \ub2f9\ubd84\uac04 \uc8fc\ub2f4\ub300\uc640 \uc2e0\uc6a9\ub300\ucd9c \uae08\ub9ac\uac00 \ud070 \ud3ed\uc73c\ub85c \ub0b4\ub824\uac00\uae30\ub294 \uc5b4\ub824\uc6b8 \uac83\u201d\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/div>\n<\/div>\n<\/div>\n<div data-t=\"{&quot;n&quot;:&quot;OpenModal&quot;,&quot;t&quot;:13,&quot;b&quot;:8,&quot;c.i&quot;:&quot;AA2b3VcW&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;finance&quot;,&quot;c.c&quot;:&quot;general&quot;,&quot;c.b&quot;:&quot;\uad6d\ubbfc\uc77c\ubcf4&quot;,&quot;c.bi&quot;:&quot;AA2e0C&quot;,&quot;c.tv&quot;:&quot;finance&quot;,&quot;c.tc&quot;:&quot;general&quot;,&quot;c.hl&quot;:&quot;\uc8fc\ub2f4\ub300 \uc5f0 8% \ud604\uc2e4\ud654\u2026 \uc601\ub04c\u00b7\ube5a\ud22c\uc871 \uc544\uc6b0\uc131&quot;}\" data-test-id=\"AA2b3ezT\"><\/div>\n<div data-t=\"{&quot;n&quot;:&quot;OpenModal&quot;,&quot;t&quot;:13,&quot;b&quot;:8,&quot;c.i&quot;:&quot;AA2b3VcW&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;finance&quot;,&quot;c.c&quot;:&quot;general&quot;,&quot;c.b&quot;:&quot;\uad6d\ubbfc\uc77c\ubcf4&quot;,&quot;c.bi&quot;:&quot;AA2e0C&quot;,&quot;c.tv&quot;:&quot;finance&quot;,&quot;c.tc&quot;:&quot;general&quot;,&quot;c.hl&quot;:&quot;\uc8fc\ub2f4\ub300 \uc5f0 8% \ud604\uc2e4\ud654\u2026 \uc601\ub04c\u00b7\ube5a\ud22c\uc871 \uc544\uc6b0\uc131&quot;}\" data-test-id=\"AA2b3ezT\"><\/div>\n<div data-t=\"{&quot;n&quot;:&quot;OpenModal&quot;,&quot;t&quot;:13,&quot;b&quot;:8,&quot;c.i&quot;:&quot;AA2b3VcW&quot;,&quot;c.l&quot;:false,&quot;c.t&quot;:13,&quot;c.v&quot;:&quot;finance&quot;,&quot;c.c&quot;:&quot;general&quot;,&quot;c.b&quot;:&quot;\uad6d\ubbfc\uc77c\ubcf4&quot;,&quot;c.bi&quot;:&quot;AA2e0C&quot;,&quot;c.tv&quot;:&quot;finance&quot;,&quot;c.tc&quot;:&quot;general&quot;,&quot;c.hl&quot;:&quot;\uc8fc\ub2f4\ub300 \uc5f0 8% \ud604\uc2e4\ud654\u2026 \uc601\ub04c\u00b7\ube5a\ud22c\uc871 \uc544\uc6b0\uc131&quot;}\" data-test-id=\"AA2b3ezT\">\ucd9c\ucc98 : \uad6d\ubbfc\uc77c\ubcf4 \ubc15\uc138\ud658 \uae30\uc790<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ud55c\uad6d\uc740\ud589\uc758 \ubc31\ud22c\ubc31 \uae08\ub9ac \uc778\uc0c1\uc73c\ub85c \uae30\uc900\uae08\ub9ac 3% \uc2dc\ub300\uac00 \ubcf8\uaca9\ud654\ud558\uba74\uc11c \ub300\ucd9c \ucc28\uc8fc\ub4e4\uc758 \uc774\uc790 \ubd80\ub2f4\ub3c4 \uc99d\ud3ed\ub420 \uc804\ub9dd\uc774\ub2e4. \uc774\ubbf8 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac \uc0c1\ub2e8\uc774 \uc5f0 7%\ub97c \ub118\uc5b4\uc120 \uac00\uc6b4\ub370 \uc2dc\uc7a5\uae08\ub9ac\uae4c\uc9c0 \uc624\ub97c \uacbd\uc6b0 \uc5f0 8%\ub300 \uae08\ub9ac \uc801\uc6a9\uc774 \ud604\uc2e4\ud654\ud560 \uc218 \uc788\ub2e4\ub294 \uad00\uce21\ub3c4 \ub098\uc628\ub2e4. \uc2e0\uc6a9\ub300\ucd9c \ub4f1 \ub2e4\ub978 \uac00\uacc4\ub300\ucd9c\uc758 \uc5f0\uc1c4 \uae08\ub9ac \uc0c1\uc2b9\ub3c4 \ubd88\uac00\ud53c\ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. 27\uc77c 5\ub300 \uc740\ud589(KB\uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac\u00b7NH\ub18d\ud611)\uc5d0 \ub530\ub974\uba74 \uc774\ub0a0 \uae30\uc900 5\ub144 \uace0\uc815\ud615 \uc8fc\ub2f4\ub300 \uae08\ub9ac\ub294 \uc5f0 [&hellip;]<\/p>\n","protected":false},"author":366,"featured_media":1936,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,42],"tags":[],"class_list":["post-1935","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10","category-42"],"_links":{"self":[{"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=\/wp\/v2\/users\/366"}],"replies":[{"embeddable":true,"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1935"}],"version-history":[{"count":1,"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1935\/revisions"}],"predecessor-version":[{"id":1937,"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1935\/revisions\/1937"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=\/wp\/v2\/media\/1936"}],"wp:attachment":[{"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/clepaper.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}